Fair Lending Policy Statement

Hopewell Valley Community Bank was organized and established in order to provide hometown banking to the communities in which it serves. We are fully committed to the principle that the granting of credit should be made without regard to race, color, national origin, religion, gender, age, marital status, sexual orientation, disability, or any other basis protected by law. We are committed to the letter and intent of fair lending laws which are designed to promote fair and equal access to credit.

Hopewell Valley Community Bank is a locally owned, locally operated community bank. We are dedicated to providing superior service to our customers through teamwork, consummate professionalism and commitment to action. The customer is our primary focus.

The Bank is committed to serving its local community, which includes the greater Mercer County and surrounding areas, including the communities of Hopewell Township, the Boroughs of Pennington and Hopewell, Hamilton Township, and the surrounding municipalities of Ewing, Lawrence, West Windsor, and Princeton Townships, and Princeton Borough in Mercer County; East and West Amwell Townships and Lambertville City in Hunterdon County; and Montgomery Township and Rocky Hill Borough in Somerset County.

Hopewell Valley Community Bank maintains a proactive approach to ensure that fair lending principles are applied consistently and continuously throughout all aspects of our lending process. We meet often with community representatives and leaders to solicit their opinions and comments that assist us in ascertaining local credit needs and to help continually evaluate the effectiveness of our products, services, and marketing efforts. Our employees are instructed to treat all persons fairly and to not discourage anyone from applying for credit.

We will fulfill these commitments while granting credit based on safe and sound banking principles and achieving the best possible return for our shareholders.


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