Personal Savings

       

 

 

Statement Savings

Earn interest at one of the highest savings rates in the area while you keep your excess funds ready for immediate access. Gives you liquidity and interest even on small amounts of excess cash.

• Low $100 Minimum Balance to earn interest
• Low initial opening deposit of $10
• Interest earned is compounded daily, credited monthly.
• Free and easy transferring between accounts to manage bills using your ATM or VISA Check Card or HVCB Online¹
• Worldwide access to ATM’s
• Activity Summary shown on your monthly statement
• Available for electronic transactions
• 18 or younger—then no minimum balance required to earn interest

¹No fee charged for non-Hopewell Valley Community Bank transactions. Other ATM owners may charge a fee.

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Certificates of Deposit

From time to time, you may have the need to invest funds for longer term needs. Certificates of deposit are federally insured by the FDIC up to $100,000. Whether you’re saving for college, the down-payment on a new home, the wedding of your dreams, or other long-range goals, our CDs are one sure way to help you get there.

• Higher yielding investments at a guaranteed interest rate.
• Flexible terms: 30 days to three years
• Minimum as low as $500 to open an account
• Interest is compounded daily and credited monthly¹
• Credited interest may be sent to you monthly or automatically transferred to another account at Hopewell Valley Community Bank, without a penalty.
• Automatically renewable at maturity.
• Use the 10 day grace period at maturity to make any changes, deposits, or withdrawals to your account.
• Interest on CDs with terms of one year or less can be tax deferred provided the maturity date is in the following year.
• You can add money to your account at any time prior to maturity so you can maximize your return.

Your accounts are insured by the Federal Deposit Insurance Corporation (FDIC). Click here to let the FDIC show you investment and deposit ownership options that can maximize your insurance coverage.

¹CDs require a substantial penalty for early withdrawal

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